Your home loan partner for the Horsham Residences development
Years helping Kiwis into homes
Hamilton based advisors
Banks & lenders on our panel
WE MAKE IT POSSIBLE
We are the Hamilton-based mortgage team Pragma Homes trusts to guide buyers into Horsham Residences. Local advice, wide-ranging lender access, and a team that handles the hard part for you. Mortgage Express Hamilton is one of the largest and most experienced mortgage adviser teams in the Waikato. We have access to an extensive range of main bank and lenders to find finance that fits your situation.
Wide range of market access
We work with an extensive range of banks and lenders, not just one, so you get options rather than a one-size-fits-all answer.
Personal, local advice
A real adviser who knows the Waikato market, sits down with you, and explains every step in plain language.
We do the heavy lifting
From application to approval, we manage the paperwork and the back and forth with the bank so you don't have to.
Proud to be Pragma Homes' mortgage adviser of choice for the Horsham Residences development
Pragma Homes hand-picked our Hamilton team to look after the finance side of their Horsham Residences development. We already know the project, the home types and the local market, so buyers get advice tailored to Horsham Residences rather than generic guidance.
From your very first question through to settlement day, you have one trusted local team in your corner. Talk to us early and we'll show you what's possible and keep things moving smoothly so you can focus on choosing your home.
A smarter way to secure your home
One of the best things about buying at Horsham Residences is that you may be able to secure your place now without tying up a large cash deposit. We'll walk you through the options and help you choose the path that suits you.
Keep your savings working
Explore ways to secure your home while your savings stay where they're working hardest for you, right up until settlement.
Lock in today's price
Your purchase price is set from the start, giving you certainty while your brand-new home is being built.
Move when you're ready
Stay settled in your current home and make the move only when your new place at Horsham Residences is ready for you.
Every situation is different and conditions apply, so the best first step is a quick, no pressure chat with our team.
Whatever your situation, we'll help you get into Horsham Residences
Buying here looks different for everyone. Tap the situation that sounds like you to see how we help, then start with a free, no pressure chat.
New to all this? We'll explain what you can realistically borrow, walk through your deposit options and any first home support you may qualify for, and map out the smartest path into your first home at Horsham Residences. No question is too small.
Ready for your next home? We'll structure your finance around the sale of your current place so the timing lines up and the move into Horsham Residences stays smooth, including bridging options where they make sense.
Growing a portfolio? We'll help you understand your borrowing position, put the right lending structure in place alongside your accountant, and weigh up the numbers on a home in the development with clear, honest advice.
Run your own business? Lending for self-employed buyers comes down to the right paperwork and the right lender. We know that a range of lenders assess self-employed income differently, and we can help identify the lenders that may suit your circumstances best.
Recently arrived or heading back to Aotearoa? Visa status, overseas income and a thin local credit history all shape your options. We'll match you with lenders comfortable with your situation and get you on track.
Got finance sorted elsewhere? It's still worth a second opinion. We'll compare your position across our panel of banks and lenders so you can be confident you're on the right deal before you commit to a home at Horsham Residences.
Mortgage adviser recommendations are based on your individual circumstances and lending criteria. Customers are free to choose their own adviser and lender options.
Get in touch
Fill in the form below, or reach us directly. We'll be in contact and point you to the right adviser.
Lending criteria, fees, terms and conditions apply. All lending is subject to lender approval and individual circumstances. Advice and recommendations are tailored to your personal situation. Customers are under no obligation to use our services or any particular lender.
